Personal Accident Insurance Policy

Personal Accident Insurance Policy

The policy provides that, if the insured shall sustain any bodily injury resulting in solely and directly from accident caused by external violent and visible means, then the sum or sums set forth, in the policy shall be paid to the insured or his legal personal representative(s), as the case may be.

We arrange solutions that cover
  • Death
  • Loss of two limbs or both eyes or one limb and one eye.
  • Loss of one limb or one eye.
  • Permanent Total Disablement other than above (e.g. paralysis due to accident)
  • Permanent Partial Disablement (e.g. loss of finger)
  • Temporary Total Disablement

We also arrange additional benefits at no extra premium
  • Expenses incurred for carriage of dead body (death due to accident only) to place of residence.
  • In event of death or permanent disablement of the insured person, dependent children is provided with an education fund in addition to capital sum insured and is applicable to PA Individual policy only.
  • Compensation payable for death, loss of limb(s) or sight and permanent total disablement is increased by 5% of each renewal but amount of such increase shall not exceed 50% of the capital sum assured.

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